<html>
<body>

<table border="1" style="height:200px">
  <colgroup valign="top" />
  <colgroup valign="bottom" />
  <tr>
    <th>Month</th>
    <th>Savings</th>
  </tr>
  <tr>
    <td>January</td>
    <td>$100</td>
  </tr>
</table>

</body>
</html>